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After more than 20 years of operation, Golden Charter is the UK's largest and fastest growing independent funeral plan provider.

Golden Charter Ltd is owned by an association of independent funeral directors. We work solely on behalf of more than 2,800 independent funeral directors across the country.  Our aim is to secure the long term future of independent funeral directors' businesses through increasing their market share and enabling them to compete against the large corporate providers.

When you take out a 50+ funeral plan, you have the reassurance that your money is protected. You select how you wish to pay for your plan and, depending on your choice, your money is paid into the Golden Charter Trust or to one of the UK’s leading life assurance companies. The Golden Charter Trust is a separate entity, run by an independent Board of Trustees, whose purpose includes holding and investing the funds and paying the agreed funeral director invoices at the time of the funeral.

Your money grows and, when the time comes, your selected funeral director receives the payment, including any growth, and uses this money to provide the agreed services to your family. No matter how much costs have risen in the intervening period, your loved ones will not be asked for a penny more for your funeral director’s services which are guaranteed within you plan.