A funeral plan is a secure and cost-effective way of ensuring that your funeral is arranged and paid for in advance at today's prices. It's a thoughtful way to make thing easier for your family at what will be a distressing time. You'll have arranged everything in advance: chosen your funeral director, specified your wishes and taken care of the funeral costs.
Avoid rising funeral costs
Taking a decision now to plan for your funeral and to cover Funeral Costs at today's prices is a sound financial decision. Back in 2004, an average funeral cost around £1,920. However, recent research (Mintel 2012) shows the average cost of a funeral in the UK is now £3,284 – an increase of 71% in eight years, well above the general level of inflation. If this trend continues, the average cost of a funeral in 2020 will be more than £5,600.
A funeral plan from Golden Charter lets you fix the cost of your funeral director’s services at today' prices. There will be nothing more to pay for these services, no matter how much costs rise.
Planning your Arrangements
You can choose from a number of plan options to match your budget and preferences, and specify particular requirements within those options. You can decide everything in advance if you wish, down to the kind of music you'd like - and there's no charge for changing or updating your wishes at a later stage.
Security and simplicity
When you take out a funeral plan, you have the reassurance that your money is protected. Your money is invested to ensure that, whatever happens, there will be sufficient funds available for your funeral to take place as specified – providing protection against inflation, rising costs, or any change to Golden Charter’s company status.
Taking out a plan is a simple and thoughtful way to provide for you family and take care of things you would prefer not to pass on after you've gone, such as funeral costs and the stress of making detailed arrangements. Instead you give your family the comfort and reassurance that they are carrying out your specific wishes.
Taking out a funeral plan is one of the most thoughtful decisions you could make