Golden Charter - Smart Planning for Later Life
Golden Charter - Smart Planning for Later Life

A prepaid funeral plan is an easy way to plan ahead and beat rising funeral costs, helping to save your family worry and expense. You simply choose the funeral plan you want and pre-pay for the cost of your funeral director’s services, at today’s prices. You can find out more about funeral plans on this page, or request a free info pack to be sent to your home.


Why a funeral plan is a smart financial decision

Funeral costs in the UK are rising every year. According to the 2018 SunLife Cost of Dying Report the average cost of a funeral in 2004 was £1,920, today it is £4,271**. That's an increase of 122% - well above inflation. Golden Charter project costs could be more than £7,000 in 10 years’ time. A Golden Charter funeral plan offers an easy way to pay for your funeral director's service at a cost that's fixed at current prices. 


**SunLife Cost of Dying Report 2018. Projections by Golden Charter based on SunLife Cost of Dying Report 2018.

Cost Of A Funeral

Why purchase a 
Golden Charter funeral plan?

A Golden Charter funeral plan is a safe and simple way to get real peace of mind

Nobody wants their family to face money worries in the future. With a funeral plan in place you fix the cost of the funeral director’s services in your plan at today’s prices. So no matter how much the cost of these services rise in the future, your family will have nothing more to pay for these services – guaranteed (once your plan is paid in full). 


We’re also owned by independent funeral directors, and our UK network of funeral directors is wider than the Co-op’s. For further details, please see our legal disclaimer page.


With a Golden Charter Funeral Plan your payments are protected. Your money is paid into the Golden Charter Trust***, a separate entity from Golden Charter and is run by an independent board of trustees who are chosen for their skills, experience and safeguard the payments made by our plan holders. They make sure all future payments can be made, which means we can guarantee the funeral director services included in your plan.


***This excludes the fixed monthly payment option where money is paid to a UK life assurance company and managed by them.

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Golden Charter
Golden Charter

Flexible funeral plans from Golden Charter

Everyone has different needs. With our range of plans and flexible payment options, a funeral 

plan from Golden Charter offers you exceptional value and choice. 

*The pay monthly prices listed above are representative based on a 50 year old, paying by Low Cost Instalments with a £49 deposit over a period of 30 years.

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