Golden Charter - Smart Planning for Later Life
Golden Charter - Smart Planning for Later Life

What is a direct cremation?

We believe that everyone should have a choice over the type of final farewell they want and to give you this wider choice and complement our range of Funeral Plans, we now offer a prepaid Direct Cremation plan.


The Basic Plan from Golden Charter is a simple cremation only plan without a funeral service and is a low cost alternative to a traditional funeral. Whether it’s due to cost or due to lifestyle choice, this plan is becoming more popular with people who don’t want a traditional funeral service but who do want to make their wishes known.

What our direct cremation plan includes

The Direct Cremation Plan includes the provision of professional services and your cremation arrangements will be carried out with the utmost respect by a local, independent funeral director (if you have a preferred funeral director, you can let us know when you apply)1. The chosen funeral director will provide advice on the certification and registration of the death, be responsible for the collection and transportation of the deceased to a resting place within a 25 mile radius and will care for the deceased prior to the cremation (not including embalming). 


Also included with the plan is a coffin suitable for cremation which will be selected by the funeral director and a £500 allowance towards third party costs such as the fees for the cremation.


Please note, this plan does not include a funeral service, funeral procession, limousines or family viewing and the funeral director is responsible for selecting the time, date and location of the cremation. If the next of kin wish to receive the ashes, they must collect directly from the crematorium or funeral director2.

Read MoreRead Less

Golden Charter

Benefits of a direct cremation


  • Say goodbye your way

    As a direct cremation doesn’t include funeral elements such as a procession, family limousines, or a funeral service, it allows loved ones to say goodbye their own way, with many opting for a celebration of life service in their own time.

  • Lower cost alternative

    As direct cremations are lower cost than traditional funeral this less expensive option can relieve pressure on the family at a difficult and stressful time.

  • Quality

    Despite this lower cost, service isn’t compromised and the cremation arrangements will be carried out with the utmost of respect by one of our funeral directors throughout the UK.

Golden Charter - Smart Planning for Later Life

Is a direct cremation right for me?

The Direct Cremation plan could be the perfect option if you want to take care of things your own way and keep costs low.


We understand that losing a loved one is one of the most stressful life events we all face and if your loved ones would find it difficult to attend a funeral service, or if you didn’t want a traditional funeral, then a direct cremation may be best for you.


If you don’t feel a Direct Cremation is the best choice for you, we have a range of Funeral Plans with prices from £2,895 or £13.59 per month*, which you can compare here.


If you opt for a Direct Cremation plan now, at the time of death if your family wishes to go ahead with a traditional funeral, they can discuss this with the funeral director and the money within your plan can be used as a contribution towards this. However, if you don’t want your family to make any changes to your specified arrangements, your funeral director will make them aware of this.

Yes, please send me my Golden Charter information pack


By completing this form, I agree to Golden Charter responding to my enquiry using the details I have provided below:

Please complete your details below:

Address details

Address details

How did you hear about us?

How we will use your information

We may from time to time provide you with updates on our services to ensure you always have the best information we can provide. 

We value your privacy and will always handle your personal data in accordance with our privacy policy which can be viewed here. You may contact us at any time by calling 0800 171 2077 or emailing to let us know if you would prefer not to be contacted by us or if you have any queries about the use of your data.

We will not share your information with 3rd party organisations without your permission.

Golden Charter
Golden Charter

We're here to help

Everyone has questions. In this section we try to answer questions about our products, services and the way you can buy and pay. If you have any other questions, don’t hesitate to get in touch. 

Golden Charter - Smart Planning for Later Life


1 We’ll make every effort to make sure your preferred funeral director accepts your plan; however, this is not always possible. If this is the case, we’ll contact you to discuss another choice of funeral director.  

2 Additional costs relating to the return of ashes may be payable at the time of death. See terms and conditions for details.

*The pay monthly prices are representative based on a 50 year old paying by our low cost instalment option with a £49 deposit over 10 years.