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Give your family the gift of peace of mind.

Help protect your loved ones from the worry and expense of your funeral with a Golden Charter funeral plan. Pay for your funeral plan monthly from £13.59.*

From 29 July 2022, the funeral plan market will become regulated by the Financial Conduct Authority (FCA). You may have seen some recent media coverage around this. Click here for a message from us on FCA regulation.

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Plus, receive a £120 M&S gift card when you take out a plan before 31 March 2022.

To be eligible for the gift card, you must take out your plan by phone (quoting WBPPCGENMSFEB) or online at between 16 February 2022 and 31 March 2022. Your gift card will be issued between 30 days and four months from the start date of your plan, providing your plan remains in place and all necessary payments have been received. No cash alternative will be offered. Cannot be used in conjunction with any other offer.

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Why choose Golden Charter?

With over 30 years’ experience in the funeral industry, we’re one of the UK’s leading funeral plan providers*.

We’re owned by the people who understand your needs best – independent funeral directors. We work with over 2,800 funeral directors throughout the UK*, each one ready to extend a comforting arm whenever it’s needed.  

Over 815,000 customers have chosen to plan ahead with us*, and now you can have that peace of mind too. 

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What our customers say

Having the reassurance that everything will be taken care of according to your wishes is important when you're planning for later life. We believe it's one of the main reasons why 94% of our customers said they were satisfied or very satisfied with our service.* Find out more about what our customers are saying on Trustpilot.

Our funeral plans

We offer a range of different pre-paid funeral plans

* The pay monthly prices are representative based on a 50 year old paying by Low-Cost Instalments with a £49 deposit over a period of 30 years.

** The pay monthly price of our Basic Plan is based on a 50 year old paying by Low-Cost Instalments with a £49 deposit over 10 years.

Compare payment options

We offer a range of ways to pay for your funeral plan. See below for a quick comparison on the options available where you can pay in full or spread the cost with no additional charge. You are fully covered at the end of your payment term. For more information on each of our payment options, view our Key Features here.

Basic Plan Value Plan Standard Plan Select Plan Premier Plan
Pay in full with one single payment for immediate cover. £1,749 £2,895 £3,495 £3,850 £4,099
£49 deposit then 12 monthly payments*. £141.66 p/m £237.17 p/m £287.17 p/m £316.75 p/m £337.50 p/m

* Covered at end of term. Your final monthly payment may vary slightly from the figures above.

Compare our funeral plans

Low Cost Instalment Option

Spread the cost over a period of between two and 30 years, depending on your current age. Additional charges apply (a 4% instalment charge is included within the monthly payments), you must be 78 or younger to select this option and no older than 80 at the end of your chosen payment term. You are covered at the end of your payment term.

All monthly prices outlined below are based on a £49 deposit.

Example Terms (in years)
30 20 10 5 2
Basic Plan Monthly n/a n/a £17.21 £31.31 £73.82
Total n/a n/a £2,114.20 £1,927.60 £1,820.68
Value Plan Monthly £13.59 £17.25 £28.81 £52.41 £123.59
Total £4,149.40 £4,189.00 £3,506.20 £3,193.60 £3,105.16
Standard Plan Monthly £16.45 £20.88 £34.89 £53.46 £149.64
Total £5,871.00 £5,060.20 £4,235.80 £3,856.60 £3,640.36
Select Plan Monthly £18.15 £23.03 £38.48 £70.00 £165.06
Total £6,583.00 £5,869.84 £4,666.60 £4,249.00 £4,010.44
Premier Plan Monthly £19.35 £24.54 £41.00 £75.59 £175.87
Total £7,011.40 £5,938.60 £4,969.00 £4,524.40 £4,269.88

Your final monthly payment may vary slightly from the figures above.

Compare our funeral plans

Fixed monthly payment option

We also offer a fixed monthly payment option where you pay a fixed monthly amount by Direct Debit, based on your age at time of application and choice of funeral plan, which is payable for life or until the age of 90.

The fixed monthly payment option is only available when you take out your plan over the phone.

For more information, please call us on 0808 169 4534.

Compare our funeral plans

How it works

  • Pay a fixed monthly payment by Direct Debit based on your age (at time of application) and choice of funeral plan.

  • Payable for life or until the age of 90

  • This option is available if you are aged 50 to 80 and a UK resident

  • Your payments will be paid to a UK life assurance company and managed by them

  • The funeral director's services included in your plan are covered fully after two years' consecutive payments.

  • The total payable could potentially be higher than the cost of your funeral plan