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Home > News & Advice > FCA ‘minded to authorise’ Golden Charter as regulated funeral plan business

We’re pleased to share that the Financial Conduct Authority (FCA) has confirmed its intention to authorise Golden Charter to continue offering and administering funeral plans from 29 July – the day it takes on supervision of the funeral planning sector.

All funeral plan providers will be required to obtain FCA authorisation to continue selling plans after this date. The full list of companies currently achieving this status can be found on the FCA website.

Stricter regulation will bring additional comfort and security for customers and families, requiring all planning companies and those involved in selling and delivering funeral plans to meet high standards.

The minded to authorise status is based on the information firms have provided to date. It’s subject to there being no material changes to the companies.  No funeral plan providers can be authorised before that date.

Our Chief Executive Suzanne Grahame said:

Our first priority has always been our customers and I hope this announcement brings peace of mind. We welcome the scrutiny and rigour that regulation brings. Customers can expect transparency and openness from us at all times.

The payments our customers make towards their funeral plans are placed in the independently managed Golden Charter Trust*. The Trust produces fully audited annual accounts and has sufficient assets to comfortably meet its future liabilities. This offers reassurance that it will be able to meet future demand to fund funerals as agreed. For more information, visit

*Or paid to a UK life assurance company and managed by them for the fixed monthly payments option.

Golden Charter

Smart Planning for Later Life

Golden Charter has one of the largest networks of independent funeral directors in the UK. Many are long-standing, family-run businesses and all provide a compassionate and professional service.

Find out more about how you can plan for your funeral with one of the funeral directors in our network.