Golden Charter - Smart Planning for Later Life
Golden Charter - Smart Planning for Later Life

COVID-19 Update 

We remain open during this unprecedented time of COVID-19 lockdown.  We are still processing applications however due to delays out with our control, you may experience a short delay in receiving your confirmation and plan documentation.


The teams at Golden Charter never cold call and all enquiries being handled are because customers have reached out to us directly.  Please note our advertising is booked in advance and we apologise if any advert is served at an inappropriate time or if you have already pre-planned with us.  Our contact centre remains open and can be contacted via 0800 111 4514 and we will continue to process all plan documentation. 


We will be providing updates via our Facebook page too. Please stay safe, we will get through this together.


Thanks and Take Care, Team Golden Charter (24th March 2020)

Golden Charter

Why choose Golden Charter? 

When you take out a funeral plan with Golden Charter, you have the reassurance that comes with choosing one of the UK’s largest funeral plan providers1, proudly owned by local, independent funeral directors.


  • Stay Close to Home

    We are owned by the people who understand your needs best – local, independent funeral directors, each one ready to extend a comforting arm when it’s needed. With almost 3,000 funeral directors in our network across the UK ready to accept our funeral plans2, you and your family will be able to find help close to home whenever it’s needed.

  • Personal Service

    Many of the funeral directors in the Golden Charter network are family run businesses who hold a trusted place in their local community. When the time comes, one phone call to the chosen funeral director will ensure everything is taken care of, and carried out according to your wishes. Your family will receive a genuinely personal service when it matters most.

  • Funeral Planning Authority Registered Provider

    Set up by the funeral industry, the FPA aims to ensure customers receive the funeral they have paid for when it is needed. As a registered provider with the FPA, we are committed to protecting customers’ payments and we guarantee to cover the funeral director’s services included in your plan.

  • Your Payments Are Protected

    When you take out a Golden Charter funeral plan, rest assured your payments are protected. Depending on how you wish to pay, your funds are paid into the Golden Charter Trust, currently valued at £1.126 billion, or paid into one of the UK’s leading life assurance policies.

  • NEW! Golden Charter Rewards

    Save £s every day on big name brands with our customer rewards programme. It’s a little thank you from us when you take out your plan and it’s another great reason to plan ahead with Golden Charter**.

Learn more about our funeral plans
Golden Charter

A funeral plan that suits you

Everyone has different needs when it comes to funeral planning and with four Golden Charter funeral plans and a range of payment options to choose from, you can pick the best funeral plan to suit your needs. Whichever plan you choose, all cover the funeral director's own services included in the plan for either a cremation or burial allowing you to plan the funeral you want. 

Your Funeral. Your Way. With Golden Charter.  

As our plan holders often tell us, knowing that your funeral arrangements are taken care of can be a big weight off your mind. A funeral plan lets you fix the cost of the funeral director's services in the plan at today's prices. No matter how much prices rise in the future, once your plan is paid for3, you'll have the reassurance of knowing there'll be nothing more to pay for these services guaranteed. 


With funeral costs increasing 122% since 20044, taking out a funeral plan with Golden Charter is a sensible decision that could save you money and benefit your family. 

Funeral plan prices frozen at 2019 prices

What our customers say

Golden Charter
Golden Charter

We're here to help

Everyone has questions when it comes to funeral planning and we have answered our most asked questions about our products, services and ways to pay below. But, if you have any other questions, don’t hesitate to get in touch with us by phone on 0800 111 4514 or by submitting your enquiry here.

Golden Charter - Smart Planning for Later Life

Ready to buy your funeral plan?

Ensure your funeral is taken care of and give your family peace of mind when you go. Compare our plans here and get started today.

Golden Charter - Smart Planning for Later Life


*The pay monthly prices are representative based on a 50 year old paying by Low Cost Instalments with a £49 deposit over a period of 30 years. 

**Golden Charter Rewards is a customer benefit which is available to you when you take out a plan over the phone, online at, through an intermediary partner or by completing an application form.  Currently, the benefit is unavailable through our network of independent funeral directors. We require an email address when you apply (or within 3 months of applying) so we can email you details of how to access the rewards programme, which is offered through a third party website for 12 months from the start date of your funeral plan. Provided your plan remains in place and the necessary payments have been received, we’ll email the access instructions within one month from the start date of your plan (or from when we receive your email address if you don’t provide us with one when you apply). Access to Golden Charter Rewards is subject to our terms and conditions which will be included with your plan documents folder.

Based on recent market share of funeral plans sold. For details please see Funeral Planning Authority statistics 2018 at and Golden Charter Annual Report 2018/19.

2 Based on number of funeral director branches in the UK accepting Golden Charter plans at 1st September 2019 (2,934). Golden Charter Annual Review 2018/19.

Or after two years' consecutive payments, when paying by the fixed monthly payment option. 

SunLife Cost of Dying Report, 2018.