Golden Charter - Smart Planning for Later Life
Golden Charter
Golden Charter

Why choose Golden Charter?

  • Stay Close to Home

    We are owned by the people who understand your needs best – independent funeral directors, each one ready to extend a comforting arm whenever it’s needed. What’s more, over 3,000 funeral directors throughout the UK accept Golden Charter plans.

  • Reassurance

    Many of our funeral directors are family run businesses who hold a trusted place in the community and this means you can be certain your family will receive a genuinely personal service when it matters most.

  • Funeral Planning Authority

    As an FPA registered provider, Golden Charter is committed to protecting our customers’ payments and guaranteeing to cover the funeral director's services specified in your plan. Over 500,000 people have already trusted us to take care of their funeral.

  • Your Payments Are Protected

    When you take out a plan, rest assured your payments are protected. Depending on how you wish to pay, plan holder funds are either paid into the Golden Charter Trust or to one of the UK’s leading life assurance policies.

  • NEW! Golden Charter Rewards

    Save £s every day on big name brands with our customer rewards programme. It’s a little thank you from us when you take out your plan and it’s another great reason to plan ahead with Golden Charter.

Learn more about our funeral plans
Golden Charter
Golden Charter

We're here to help

Everyone has questions. In this section we try to answer questions about our products, services and the way you can buy and pay. If you have any other questions, don’t hesitate to get in touch. 

What our customers say

Golden Charter - Smart Planning for Later Life

*The pay monthly prices are representative based on a 50 year old paying by Low Cost Instalments with a £49 deposit over a period of 30 years. **Golden Charter Rewards is a customer benefit which is available to you when you take out a plan over the phone, online at, through an intermediary partner or by completing an application form.  Currently, the benefit is unavailable through our network of independent funeral directors. We require an email address when you apply (or within 3 months of applying) so we can email you details of how to access the rewards programme, which is offered through a third party website for 12 months from the start date of your funeral plan. Provided your plan remains in place and the necessary payments have been received, we’ll email the access instructions within one month from the start date of your plan (or from when we receive your email address if you don’t provide us with one when you apply). Access to Golden Charter Rewards is subject to our terms and conditions which will be included with your plan documents folder.