Standard
£16.45 *
per month
£3,495
in full
What funeral costs do I need to cover?
Whilst the cost of the funeral director's services are included in your plan, there are other costs you need to consider.
These are the costs for essential services: burial fees or cremation fees, plus the minister or officiant’s fee. They are outside the control of the funeral director but will be paid by them, to the third parties at the time of the funeral.
The Standard Plan includes a £1,100 allowance for third party costs and the value of the third party cost allowance included in your plan will grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allocance when you buy your plan, or if the costs increase by more than the growth of your plan.
Third party costs guarantee
If you choose cremation and pay for your plan by the single payment or 12 monthly payment options, for an additonal £200 you can choose to guarantee that third party costs will be covered if you die within five years from when your plan is fully paid. If you die after the specified guaranteed period, your additional payment of £200 will be transferred into your third party costs allowance.
This guarantee is not available for burials. Please refer to the Key Features document for more information.
Please note: Our plans don’t include the purchase of a burial plot. Should you choose burial the plans include an allowance towards the opening of a new or existing grave. The purchase of a grave and any monumental work would need to be arranged separately.
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What this plan includes
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Provision of professional services and making all arrangements for the funeral
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Advice on the certification and registration of the death and related documentation
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Simple coffin**
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Collection and transportation of the deceased to the funeral director’s premises within a 25 mile radius (during working hours)
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Care of the deceased prior to the burial or cremation (excluding embalming)
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Use of the chapel of rest or service rooms
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Family viewing at any pre-arranged time***
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The funeral service at a local cemetery or crematorium
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Funeral held on a normal weekday, during working hours
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Choice of date and time of funeral
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Funeral procession to funeral location (fees and costs of a service at a separate location not included)
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Hearse to local crematorium or cemetery
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Provision of sufficient staff to attend to the coffin as required
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£1,100 allowance towards third party costs
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24 hour funeral director telephone support for the bereaved
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Access to Golden Charter Rewards – customer benefit providing access to fantastic savings
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Transportation to the funeral director's premises if death occurs whilst on holiday in mainland UK
