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Value Plan

Our Value Plan offers a simple funeral at an affordable price. This plan limits some of the additional features of higher cost plans, but provides you and your family with a high standard of care and support. Our Value Plan is available as burial or cremation and includes:

£2,895
or pay monthly from
£23.30 *

The Value Plan in detail

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  • Available as burial or cremation

  • Provision of professional services and making all arrangements for the funeral

  • Advice on the certification and registration of the death and related documentation

  • A basic coffin

  • Collection and transportation of the deceased to the funeral director’s premises within a 25 mile radius (within working hours)

  • Care of the deceased prior to burial or cremation

  • Use of chapel of rest or service rooms

  • Family viewing at any pre-arranged time*

  • Arrangement of the funeral service at a local cemetery or crematorium

  • Funeral held on a normal weekday, during working hours

  • Hearse to a local crematorium or cemetery

  • Provision of sufficient staff to attend to the coffin as required (e.g. pallbearers)

  • 24 hour funeral director telephone support for the bereaved

  • Transportation to the funeral director’s premises if death occurs whilst on holiday in mainland UK

  • Our Value Plan also includes an£800 allowance towards third party costs which can be used towards burial or cremation fees and minister or officiant fees.

Additional information

Other funeral costs you you need to think about

Whilst the cost of the funeral director’s services are included in your plan, there are other costs you need to consider.

Third party costs

All our plans include an allowance towards third party costs. These are costs for essential, non-funeral director services required to carry out a cremation or burial. Funeral directors cannot control these costs and these fees need to be paid at the time of the funeral. These costs are paid by us or by the selected funeral director to other suppliers or professionals to carry out funeral services.

The built-in allowance will not be used towards certain third party costs such as doctor’s fees (if applicable) or the purchase of the burial plot.

The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

Optional third party cost guarantee

If you select cremation, and pay for your plan by the single payment or 12 monthly payment options you can opt to guarantee your third party costs for an additional £200. If you choose the additional guarantee, third party costs will be covered if you die within five years from when your plan is fully paid. If you die after the specified guaranteed period, your additional payment of £200 will be added to your third party costs allowance. This guarantee is not available for burials. Please refer to our Key Features document for more information.

Payment options for the Value Plan

We offer a range of ways to pay for your Golden Charter funeral plan. You can choose to pay by single payment, spread the cost with our 12 monthly payment option or across two to 15 years with our instalment payment option.

Option one: Single payment option

You can make a one-off single payment of £2,895.00 for immediate cover.

Total = £2,895.00

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Option two: 12 monthly payment option

If you would prefer to spread the cost, you can pay a deposit from as little as £49, then 12 monthly payments of £237.17 at no extra charge. You will be covered once all payments are made.

Total = £2,895.00

Option three: Instalment payment option

For a lower monthly payment, you can pay a deposit from as little as £49, then spread the cost of your plan between two and 15 years. An instalment charge is included based on the term you select and is included in the overall cost of your funeral plan.
This option includes the added benefit of our Golden Charter Pledge, which ensures that if you die at any time after you have made 12 payments, the benefit of your plan will be provided, with no further sums to be paid.*

2 years from £124.82
Total = £3,044.68
5 years from £54.07
Total = £3,293.20
10 years from £30.83
Total = £3,748.60
15 years from £23.30
Total = £4,243.00

* You must be 78 or younger to pay by the instalment payment option and no older than 80 at the end of your chosen payment term.

Get a quote

Prices above are based on a 50 year old. Please use our funeral plan quote calculator to get a personalised quote for the Instalment payment option, based on your current age and the number of years you'd like to spread the cost over.

Get a quote

What next?

We understand that it can be hard to think about your funeral and you may not be sure where to start. Our friendly, UK-based team is here to help and can answer any questions you may have. Please call us free on:

0808 169 4534

Normal opening hours, 9am-5pm, Monday to Friday.

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Our Funeral Plans

* The pay monthly price of our Basic Plan is based on a 50 year old paying by the instalment payment option with a £49 deposit over 10 years. An instalment charge is included based on the term you select and is included in the overall cost of your funeral plan.

** The pay monthly prices are based on a 50 year old paying by the instalment payment option with a £49 deposit over 15 years. An instalment charge is included based on the term you select and is included in the overall cost of your funeral plan.