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Value Plan

The Value Plan offers a simple, low cost funeral plan at an affordable price. This plan limits some of the additional features of higher cost plans, but provides you and your family with a high standard of care and support. Available as burial or cremation.

or pay monthly from
£13.59 *

The Value Plan in detail

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  • Available as burial or cremation

  • Provision of professional services and arrangements for the funeral

  • Advice on the certification and registration of the death and related documentation

  • A basic coffin, typically oak veneer

  • Collection and transportation of the deceased to the funeral director’s premises within a 25 mile radius during working hours only

  • Care of the deceased prior to burial or cremation

  • Use of the chapel of rest or service rooms

  • Family viewing at any pre-arranged time*

  • Funeral service at local cemetery or crematorium

  • Funeral held on a weekday, during working hours

  • Hearse to local cemetery or crematorium

  • Pallbearers

  • £800 allowance towards third party costs

  • 24 hour funeral director telephone support for loved ones

  • Transportation to the funeral director’s premises if death occurs whilst on holiday in mainland UK.

Additional information

Other funeral costs to consider

Each of our Plans include an allowance for third-party costs. These are the costs for essential, non-funeral director services required to carry out a cremation or burial. The funeral director cannot control these costs, and these fees need to be paid at the time of the funeral.

The value of the allowance may grow over time. There will only be more to pay at the time of the funeral if the third-party costs exceed the allowance when you buy your Plan, or if the costs increase by more than the growth of your plan.

Optional third-party costs guarantee

If you choose cremation and pay for your plan by the single payment or 12 monthly payment options, for an additional £200 you can choose to guarantee that third party costs will be covered if you die within five years from when your plan is fully paid. If you die after this period, your payment of £200 will be added into your third party cost allowance.

This guarantee isn’t available for burials. Find out more in our Key Features and Terms & Conditions (PDF) .

Payment options for the Value Plan

We offer a range of ways to pay for your Golden Charter Funeral Plan. You can choose to pay in one lump sum payment, with a deposit then 12 monthly payments (at no extra cost) or using our low-cost instalment option, spreading payments across 2 to 30 years.

Option one: Single payment option

Pay in full, with one single payment of £2,895.00 for immediate cover

Total = £2,895.00

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Option two: 12 monthly payment option

If you'd prefer to spread the cost, you can pay a deposit from as little as £49, then 12 monthly payments at no extra cost of £237.17. You'll be fully covered when your final payment is made.

Total = £2,895.00

Option three: Low cost instalment option

If you'd prefer to spread the cost over a longer period, you can pay a deposit from as little as £49, then spread the cost over anything from 2 to 30 years, depending on your current age (additional charges apply)*

2 years from £123.59
Total = £3,105.16
5 years from £52.41
Total = £3,193.60
10 years from £28.81
Total = £3,506.20
20 years from £17.25
Total = £4,189.00
30 years from £13.59
Total = £4,149.40

* You must be 78 or younger to select option three and no older than 80 at the end of your chosen payment term. You're fully covered when your final payment is made.

Get a quote

Use our Funeral Cost Calculator to get a personalised quote for the low-cost instalment option, based on your current age and the number of years you'd like to spread the cost over.

Get a quote

Fixed monthly payment option

We also offer a fixed monthly payment option where you pay a fixed monthly amount for life or until the age of 90. This option is only available when you take your plan out over the phone. For more information or to receive a quote, call us on 0808 169 4534.

What next?

We understand it can be hard to think about your funeral and you may not be sure where to start. Our friendly, UK-based advisers are here to help and can answer any questions you may have. Please call us free on:

0808 169 4534

Our call centre is available from 9am to 5pm, Monday to Friday.

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Our Funeral Plans

* The pay monthly prices are representative based on a 50 year old paying by Low-Cost Instalments with a £49 deposit over a period of 30 years.

** The pay monthly price of our Basic Plan is based on a 50 year old paying by Low-Cost Instalments with a £49 deposit over 10 years.