Funeral plans by Golden Charter

A prepaid funeral plan from the UK's largest provider ensures peace of mind for you and your family.

A funeral plan is an easy way to plan ahead and beat rising funeral costs. You simply choose the funeral plan you want and pre-pay for the cost of your funeral director’s services, at today’s prices. A funeral plan can save your family worry and expense, and help make things easier at a difficult time. We have just launched a brand new funeral plan option – the Value Plan starting from £2,895, giving you an even wider choice of plans to suit your needs.

Why a funeral plan is a smart financial decision

Funeral costs in the UK are rising every year. While the average cost of a funeral in 2004 was £1,920, today it's £3,897. That's an increase of 103% - well above inflation. At this rate, in another 10 years, the average cost of a funeral could be more than £7,000

With funeral costs rising every year*, a Golden Charter Funeral Plan offers an easy way to pay for your funeral director’s services at a cost that’s fixed at current prices.

* SunLife Cost of Dying Report 2015

Why purchase a Golden Charter funeral plan?

Nobody wants their family to face money worries in the future. With a funeral plan in place you fix the cost of the funeral director’s services in your plan at today’s prices. So no matter how much the cost of these services rise in the future, your family will have nothing more to pay for these services – guaranteed. With a Golden Charter Funeral Plan your payments are protected. Your money is paid into the Golden Charter Trust† which is run by a Board of Trustees. The Trust is independent of Golden Charter. The Trustees are chosen for their skills and experience, and safeguard the payments made by our plan holders. They make sure all future payments can be made, which means we can guarantee the funeral director services included in your plan. †This excludes the fixed monthly payment option where money is paid to a UK life assurance company and managed by them.

About Us

We are the UK's biggest funeral plan provider, with around 400 staff and many years of experience in helping people with funeral arrangements and related legal matters. Talk to Golden Charter when you're planning ahead and considering the various options.

Golden Charter works in partnership with the people who understand your needs best - independent funeral directors. Our network is extensive, giving you the freedom to choose the best the best local provider for your requirements. 

Buying a funeral plan

We offer four great payment options so you can choose the one that suits your needs. Each plan includes the funeral director’s own services and these costs are guaranteed to be covered. Each plan also includes a Will. We make sure all our plans are as flexible as possible. Before you buy a funeral plan, one of our specialist advisers can discuss your requirements and find the plan that fits your needs best. We have just launched a brand new funeral plan option – the Value Plan starting from £2,895, giving you an even wider choice of plans to suit your needs.

To compare the funeral services that you will receive within each type of plan, please see below.

 

WILL INCLUDED

Value

Value plan includes

The Value Plan offers a traditional funeral at an affordable price including a hearse and simple coffin. This plan provides basic cover at a difficult time. Time and place of funeral is specified by funeral director.
  • Funeral Directors services
  • Transportation of the decease - during office hours
  • A coffin - Typically Wood effect
  • A hearse to local crematorium
  • Advice book
Will Included

Standard

Standard plan includes

An affordable plan that includes an allowance towards third party costs. The standard plan has greater flexibility in regards to time and place of funeral.
  • The funeral director's services
  • Hearse to a local cemetery or crematorium
  • Simple coffin
  • An allowance of £940 towards essential third party costs
  • Flexible payment options or pay in full
  • Please note, our plans don't cover the purchase of a burial plot
Will Included

Select

Select plan includes

The Select plan goes a little bit further than the Standard plan with the added benefits of one limousine and a high quality coffin.
  • The funeral director's services
  • Hearse to a local cemetery or crematorium
  • One limousine
  • High quality coffin
  • An allowance of £940 towards essential third party costs
  • Family viewing during office hours
  • Flexible payment options or pay in full
  • Please note, our plans don't cover the purchase of a burial plot
Will Included

Premier

Premier plan includes

Providing all the essentials of our other plans, our Premier Plan is the most comprehensive with the added extra of two limousines and a superior coffin.
  • The funeral director's services
  • Hearse to a local cemetery or crematorium
  • Two limousines
  • Superior coffin
  • An allowance of £940 towards essential third party costs
  • Family viewing during office hours
  • Flexible payment options or pay in full
  • Please note, our plans don't cover the purchase of a burial plot
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