Golden Charter - Smart Planning for Later Life
Golden Charter - Smart Planning for Later Life

A funeral plan is an easy way to plan ahead and beat rising funeral costs. You simply choose the funeral plan you want and pre-pay for the cost of your funeral director’s services, at today’s prices. A funeral plan can save your family worry and expense, and help make things easier at a difficult time. We have just launched a brand new funeral plan option – the Value Plan starting from £2,895, giving you an even wider choice of plans to suit your needs.


Why a funeral plan is a smart financial decision

Funeral costs in the UK are rising every year. While the average cost of a funeral in 2004 was £1,920, today it's £4,078*. That's an increase of 112% - well above inflation. At this rate, in another 10 years, the average cost of a funeral could be more than £7,000. With funeral costs rising every year*, a Golden Charter Funeral Plan offers an easy way to pay for your funeral director's service at a cost that's fixed at current prices. 


* SunLife Cost of Dying Report 2017. Projections by Golden Charter based on SunLife Cost of Dying Report 2017.

Why purchase a 
Golden Charter funeral plan?

Nobody wants their family to face money worries in the future. With a funeral plan in place you fix the cost of the funeral director’s services in your plan at today’s prices. So no matter how much the cost of these services rise in the future, your family will have nothing more to pay for these services – guaranteed, (once your plan is paid in full).


With a Golden Charter Funeral Plan your payments are protected. Your money is paid into the Golden Charter Trust* which is run by a Board of Trustees. The Trust is independent of Golden Charter and are chosen for their skills, experience and safeguard the payments made by our plan holders. They make sure all future payments can be made, which means we can guarantee the funeral director services included in your plan.

*This excludes the fixed monthly payment option where money is paid to a UK life assurance company and managed by them.

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Flexible funeral plans from Golden Charter

Everyone has different needs. With our range of plans and flexible payment options, a funeral plan from Golden Charter offers you exceptional value and choice. 

*the pay monthly prices are representative based on a 50 year old, paying by Fixed Monthly Payments with a £0 deposit.

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