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Funeral plans by Golden Charter

A prepaid funeral plan from the UK's largest provider ensures peace of mind for you and your family.

A funeral plan is an easy way to plan ahead and beat rising funeral costs. You simply choose the funeral plan you want and pre-pay for the cost of your funeral director’s services, at today’s prices. A funeral plan can save your family worry and expense, and help make things easier at a difficult time.

Why a funeral plan is a smart financial decision

Funeral costs in the UK are rising every year. While the average cost of a funeral in 2004 was £1,920, in 2015 it was £3,693*. That’s an increase of 92% – well above inflation. So in 2020, the average cost of a funeral could be over £4,620.

With funeral costs rising every year*, a Golden Charter Funeral Plan offers an easy way to pay for your funeral director’s services at a cost that’s fixed at current prices.

* SunLife Cost of Dying Report 2015

Why purchase a Golden Charter funeral plan?

A Golden Charter funeral plan is a safe and simple way to get real peace of mind. We’re here to help – we offer a free no-obligation home visit service from a local consultant who can talk you through our range of plans and answer any questions you may have. Our plans provide an easy way for you to organise your funeral arrangements in advance, specify your wishes and take care of the costs – at today’s prices. All plans include a professionally drafted Will, so you can make your final wishes clear.

To help give you peace of mind, more customers chose to purchase their funeral plan from Golden Charter than the Co-op, Dignity or Age UK in 2015.

About Us

We are the UK's biggest funeral plan provider, with around 400 staff and many years of experience in helping people with funeral arrangements and related legal matters. Talk to Golden Charter when you're planning ahead and considering the various options.

Golden Charter works in partnership with the people who understand your needs best - independent funeral directors. Our network is extensive, giving you the freedom to choose the best the best local provider for your requirements. 

Buying a funeral plan

We offer four great payment options so you can choose the one that suits your needs. Each plan includes the funeral director’s own services and these costs are guaranteed to be covered. Each plan also includes a Will. We make sure all our plans are as flexible as possible. Before you buy a funeral plan, one of our specialist advisers can discuss your requirements and find the plan that fits your needs best. To compare the funeral services that you will receive within each type of plan, please see below.

To compare the funeral planning services that you will receive within each type of plan, please see below.

 

Will Included

Base

Base plan includes

Our lowest priced plan, the Base Plan offers a traditional funeral at an affordable price. Including all funeral director's fees and a simple coffin, this plan provides basic cover at a difficult time.
  • The funeral director's services
  • Hearse to a local cemetery or crematorium
  • Simple coffin
  • Flexible payment options or pay in full
  • Please note, our plans don't cover the purchase of a burial plot

The allowance for third party costs included in our other plans such as fees for cremation or burial, and fees for the clergy or officiant are not included in this plan.  These costs will require to be paid at the time of the funeral.

Will Included

Standard

Standard plan includes

The Standard Plan offers all of the essentials that the Base Plan covers with the added flexibility and reassurance of an additional allowance to cover third party costs of £940.
  • The funeral director's services
  • Hearse to a local cemetery or crematorium
  • Simple coffin
  • An allowance of £940 towards essential third party costs
  • Flexible payment options or pay in full
  • Please note, our plans don't cover the purchase of a burial plot
Will Included

Select

Select plan includes

The great choice, Select Plan, offers all of the same cover as the Standard Plan, with the added benefits of a limousine and a high quality coffin.
  • The funeral director's services
  • Hearse to a local cemetery or crematorium
  • One limousine
  • High quality coffin
  • An allowance of £940 towards essential third party costs
  • Family viewing during office hours
  • Flexible payment options or pay in full
  • Please note, our plans don't cover the purchase of a burial plot
Will Included

Premier

Premier plan includes

The Premier Plan is our most comprehensive option, providing all the essentials of our other great plans with the added extra comforts of two limousines and a superior coffin.
  • The funeral director's services
  • Hearse to a local cemetery or crematorium
  • Two limousines
  • Superior coffin
  • An allowance of £940 towards essential third party costs
  • Family viewing during office hours
  • Flexible payment options or pay in full
  • Please note, our plans don't cover the purchase of a burial plot

Funeral plans from Golden Charter

Our funeral plans have been rated 4 out of 5

Based on a survey of 639 people who purchased a Golden Charter Funeral Plan.