Compare and buy online

Everyone has different needs and we provide a range of plans designed to meet these. Please use the table below to compare the funeral planning services you receive within each type of plan.

Plan comparison table
  • Base Our lowest priced option if you’re looking for great value for money
  • Standard An affordable plan that includes an allowance towards third party costs
  • Select A plan that goes a little bit further and includes a limousine and high quality coffin
  • Premier Our most comprehensive option, often chosen for burials
Single Payment Price
Available with the following plans:
Base £2,699
Standard £3,685
Select £4,065
Premier £4,399
Pay Monthly From (prices are all representative)
Available with the following plans:
Base £15.85 p/m
Standard £21.60 p/m
Select £23.82 p/m
Premier £25.77 p/m
Services and Features (see below)
Available with the following plans:
Base Yes
Standard Yes
Select Yes
Premier Yes
The coffin
Available with the following plans:
Base Simple
Standard Simple
Select High Quality
Premier Superior
£1,100 allowance towards essential third party costs
These are the costs for cremation or burial, doctors' and officiant fees which are beyond the control of the funeral director.
Available with the following plans:
Base No
Standard Yes
Select Yes
Premier Yes
Limousines (in addition to hearse)
Available with the following plans:
Base No
Standard No
Select One
Premier Two
Transportation of deceased within a 15 mile radius
Available with the following plans:
Base During office hours
Standard During office hours
Select Yes
Premier Yes
Family viewing during office hours
Available with the following plans:
Base No
Standard No
Select Yes
Premier Yes
Assistance with bereavement counselling
Available with the following plans:
Base Bereavement advice book
Standard Bereavement advice book
Select Yes
Premier Yes
Simple Will
Available with the following plans:
Base Yes
Standard Yes
Select Yes
Premier Yes
The pay monthly prices are representative based on a 50 year old, paying by Low Cost Instalments with a £99 deposit for a period of 20 years.

Compare Payment Options

We offer a range of ways to pay for your funeral plan. See below for a quick comparison on the options available

Pay in full or spread the cost with no additional charge

Pay in full with one single payment for immediate cover
Available with the following plans:
CMS row title Price: £2,699
CMS row title Price: £3,685
CMS row title Price: £4,065
CMS row title Price: £4,399
£99 deposit then 12 monthly payments. Covered at end of term.
Available with the following plans:
CMS row title £ 216.67 per month
CMS row title £ 298.83 per month
CMS row title £ 330.50 per month
CMS row title £ 358.33 per month

Low Cost Instalment

Spread the cost over a period of between 2 and 20 years, depending on your current age. Additional charges apply. You must be 78 or younger to select this option and no older than 80 at the end of your chosen payment term. You are fully covered at the end of your payment term. Below are the 4 most popular payment terms chosen by our plan holders

20 years (available if you aged 60 or under)
Available with the following plans:
CMS row title from £15.85
CMS row title from £21.60
CMS row title from £23.82
CMS row title from £25.77
10 years (available if you are aged 70 or under)
Available with the following plans:
CMS row title from £26.31
CMS row title from £36.04
CMS row title from £39.79
CMS row title from £43.08
5 years (available if you are aged 75 or under)
Available with the following plans:
CMS row title from £47.81
CMS row title from £65.69
CMS row title from £72.58
CMS row title from £78.64
3 years (available if you are aged 77 or under)
Available with the following plans:
CMS row title from £76.64
CMS row title from £105.45
CMS row title from £116.55
CMS row title from £126.31
We also offer the option to pay by Fixed Monthly payments where no deposit is required and you pay a fixed monthly amount until death or aged 90. Click here to view the full range of options for payment by Low Cost Instalments or Fixed Monthly Payments.

What’s included in every plan

There are four great plans to choose from so you can pick the one that best suits your needs. Whichever plan you choose, all guarantee to cover the funeral director’s own services for either a cremation or burial.

A Will now included with every plan

As an additional benefit, every plan includes a Will for you, a family member or friend.

Essential Third Party Costs

As well as the funeral director's own services, the cost of a funeral also includes certain essential third party costs.  These include fees for cremation or burial, doctors' certificates and fees for the clergy or officiant.  These costs are beyond the control of your funeral director but will be paid by them at the time.

The Standard, Select and Premier Plans include a £1,100 allowance towards essential third party costs. Only if these costs were to increase more than the growth of the plan might there be more to pay at the time of the funeral.

All Golden Charter Funeral Plans include

  • The funeral director’s services
    We work with over 3,300 independent funeral directors throughout the UK, giving you the widest choice. Your funeral director will provide expert advice and guidance on all aspects of the funeral arrangements.
  • Advice on the certification and registration of the death and related documentation
    The funeral director will support your loved ones and make it as straightforward as possible.
  • The coffin
    The type of coffin is dependent upon the type of plan you purchase.
  • Transportation of the deceased to a suitable resting place within a 15 mile radius
    As an additional benefit, should you die away from home but within mainland UK, we will arrange transportation back to the funeral home.
  • Care of the deceased prior to burial or cremation
    Please note, this excludes embalming.
  • Use of a chapel of rest or service rooms
    A resting place for the deceased. Family viewing is included in the Select and Premier Plans.
  • A hearse to a local cemetery or crematorium
    Our Select and Premier plans also include the use of one or two limousines for the deceased’s loved ones.
  • Confidential assistance with bereavement counselling, if required
    The level of assistance provided is dependent upon the type of plan purchased.
  • A Will for you, a family member or a friend which will be reviewed by our legal team.
    A Will is included in every Golden Charter Funeral Plan

Need more information

For any other questions about our funeral plans and the services we provide, you can explore the site or get in touch.