Golden Charter - Smart Planning for Later Life
Golden Charter - Smart Planning for Later Life

What’s a funeral cost made up of?

The cost of a funeral is made up of the fee for the funeral director’s services, as well as your choice of burial or cremation and the optional extras you choose.

 

How much does a funeral cost?

The majority of the cost of a funeral is usually for the funeral director’s services, averaging out at £2,6871. All Golden Charter plans are inclusive of the funeral director’s services and include advice on guidance for your loved ones, the coffin and an allowance for third party costs to help towards these costs at the time of need.

 

Burial or cremation?

The second largest cost involved with funerals is usually the price for burial or cremation1. Whilst this is a personal decision, your choice may be influenced by the cost.  

 

The average cost of a funeral with a cremation is £3,858, whilst the cost of a funeral with a burial is £4,9751. The cost of both burial and cremation has increased 3-4% in the last year1, and as cremations are often the most affordable option, it’s no surprise that they’re on the rise, whilst we see the number of burials falling.

 

Growing in popularity is the direct cremation option - basically a cremation with no funeral service or attendees - the cost of which has reduced by 5% to £1,626 in the last year1.

 

Find out more about direct cremations and our Basic Plan.

 

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Additional funeral costs 

The total cost of your funeral is also dependent on any additional extras you choose such as flowers, limousines, headstones, memorials or catering for the wake. Research tells us that these extras can cost on average £2,3061.

 

We all want to give our loved ones the perfect send off, but bear in mind that these added extras are completely optional, and their costs may be higher or lower dependent on a number of factors, such as where you live in the UK1. According to the 2020 SunLife Cost of Dying research, the average cost of added extras throughout the UK are

 

Flowers

Catering

Order of service sheets

Venue hire for the wake

Newspaper obituary

Limousines for your loved ones

Memorial headstone or plaque along with engraving

Average Price*

Flowers

£184

Catering

£408

Order of service sheets

£88

Venue hire for the wake

£245

Newspaper obituary

£82

Limousines for your loved ones

£313

Memorial headstone or plaque along with engraving

£910

Golden Charter - Smart Planning for Later Life

We offer a range of Funeral Plans that can fix the cost of the funeral director’s services at today’s prices, helping to save your family worry and expense at what can be a very difficult time and stressful time. Many of our customers have told us that this can be a big weight off the mind.

Find out more about Golden Charter funeral plans or request an info pack here. 

Golden Charter
Golden Charter

We're here to help

Everyone has questions. In this section we try to answer questions about our products, services and the way you can buy and pay. If you have any other questions, don’t hesitate to get in touch. 

Golden Charter - Smart Planning for Later Life

Sources

1 SunLife Cost of Dying Report, 2020.