Golden Charter - Smart Planning for Later Life
Golden Charter - Smart Planning for Later Life

How do Funeral Plans work?

Golden Charter Funeral Plans let you lock in the costs of the funeral director’s services at today’s prices, saving your loved ones from having to cover those costs themselves at the time of need.


We understand people often don’t like to talk about what they want for their funeral, but a Golden Charter Funeral Plan can help make things much easier for everyone. When the time comes, just one phone call to your funeral director is all that’s needed to activate your plan. Your funeral director will then take care of everything, all carried out according to your wishes as expressed in your Funeral Plan, helping to relieve your family of the stress and financial worry they may otherwise have had to face.

Golden Charter

What are the benefits of a Funeral Plan?

  • Peace of mind

    Enjoy peace of mind knowing you’re helping to save your family from the worry of paying for the funeral costs and making the funeral arrangements

  • Plan ahead

    Arrange the send-off you really want with a trusted, local, independent funeral director.

  • Save money by acting today

    By paying for your funeral director’s services at today’s prices, you’re guaranteeing against paying for any potential future increases in the cost of these services.

Learn more about our Funeral Plans
Golden Charter - Smart Planning for Later Life

How much does a Funeral Plan cost?

Our Direct Cremation plan is £1,749 and our range of Funeral Plans start from £2,895. You can pay in one single payment or opt for monthly payments from £13.59* (dependent on age and chosen plan type).

Is my money safe with a Golden Charter plan?

With a Golden Charter Funeral Plan, your payments are safe and secure in the Golden Charter Trust.

Your money will be paid into the Golden Charter Trust1, which is run by an independent Board of Trustees, completely separate from Golden Charter.


The Trustees are appointed for their skill, experience and ability to reliably safeguard the payments made by our customers. They make sure all future funerals can be paid for, which means we can guarantee the funeral director’s services included in your plan will be delivered at the time they’re required.


Find out more about the Golden Charter Trust and how it protects customers’ payments.

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Golden Charter - Smart Planning for Later Life


* The pay monthly prices of our Funeral Plans are representative based on a 50 year old paying by the low instalments payment option with a £49 deposit over of 30 years.

1 This excludes the fixed monthly payment option where money is paid to a UK life assurance company and managed by them.