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What is a funeral plan?

What is a funeral plan?

A funeral plan from Golden Charter is an easy way to organise your funeral arrangements in advance, specify your wishes and pay for the funeral director’s services included in your plan.

A funeral plan can save your family worry and expense, and help make things easier for your loved ones at a difficult time. As our customers often tell us, that can be a big weight off your mind.

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How do funeral plans work?

Golden Charter funeral plans let you lock in the cost of the funeral director’s services at today’s prices, saving your loved ones from having to cover those costs themselves at the time of need. Even if prices rise in the future, once your plan is paid for you’ll have the reassurance of knowing there’ll be nothing more to pay for your funeral director services – guaranteed. Our plans also include an allowance towards third party costs, such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.

Few people like to talk about death, or funerals, whether it’s our own or our loved ones’. A Golden Charter funeral plan can help make things easier for everyone – so that when the time comes, just one phone call to your funeral director is all that’s needed to activate your plan. Everything will then be taken care of, and carried out according to your wishes, helping to relieve your family of the stress and worry they may otherwise have to face.

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What are the benefits of a funeral plan?

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Enjoy the peace of mind of knowing you have helped save your family from the worry of funeral costs and arrangements.

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Arrange the send off you really want with a trusted, local funeral director.

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By paying for your funeral director’s services at today’s prices, you can avoid any potential future increases in the cost of these services.

How much does a funeral plan cost?

Our direct cremation plan - the Basic Plan - is £1749 and our range of funeral plans start from £2895. You can pay in one single payment or opt for monthly payments over 12 months up to 15 years (dependent on age and the plan type you choose).

You can compare all Golden Charter funeral plans here, or generate a free, no obligation quote, bespoke to your requirements.

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Is my money safe with a funeral plan?

With a Golden Charter funeral plan your payments are protected.

Your money will be transferred and held in the Golden Charter Trust after we deduct our arrangement and marketing fees. The Golden Charter Trust is run by a Board of Trustees, completely independent of Golden Charter.

The Trustees are chosen for their skills and experience, and safeguard the payments made by our customers.

The Trust’s primary role is to invest funds received from Golden Charter Limited in order to pay funeral director’s costs and third party costs under funeral plans.

Find out more about the Trust and how it protects customers’ funds.

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