Why Golden Charter is your trusted partner in later life

Golden Charter is a market leader in later life planning including pre-paid funeral plans and legal services. With over 25 years’ experience in helping people take care of their funeral arrangements and later life planning needs, talk to Golden Charter when you're planning ahead and considering the various options. Golden Charter is owned by the people who understand your needs best - independent funeral directors. What’s more, we have the largest network of independent funeral directors in the UK, giving you the widest possible choice. More people choose us for funeral plans over the Co-op (Based on Funeral Plan Authority statistics, 2015; Co-op Annual Report 2015; Golden Charter Annual Review 2015/16, which you can view here

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At Golden Charter, we offer a range of later life planning legal services and pre-paid funeral plans to help you organise your arrangements in advance, specify your wishes and take care of the costs.

FB iconOwned by an association of independent funeral directors, our company was founded in 1989 with the aim of safeguarding the future of local, often family-run businesses. We've been in business for over 25 years – and many of the funeral directors we work with are also long-standing with a trusted place in their communities. It’s important to us that as well as giving you the widest choice, your family will receive a genuinely personal service when it matters most.

We have around 300 experienced members of staff working throughout the country, with our head office based in Glasgow. And, as the UK’s largest funeral plan provider, we work with over 3,000 independent funeral directors all over the UK – in large cities such as London, Edinburgh, Cardiff and Belfast, as well as in smaller towns such as Blackpool, Ayr, Cookstown and Bangor.

We also work with leading law firms in the UK to provide customers with expert and professional legal advice at an affordable price.

Over half a million people have already trusted Golden Charter to take care of their funeral arrangements. Now you can get that peace of mind, too. For more information about our funeral plans, Will writing services or Lasting Power of Attorney, please request an information pack or contact a member of our dedicated team on 0800 111 4514 – whatever your question, we’ll be happy to help.

Our four Golden Rules

  • 1
  • 2
  • 3
  • 4

Golden Rule No. 1


  • The UK's No. 1 funeral plan provider.
  • Market leaders in a range of later life planning services including funeral plans and legal services.
  • Largest UK network of independent funeral directors giving you the widest choice available.
  • Flexible payment terms to best suit your needs.

Golden Rule No. 2


  • The UK's largest independent funeral plan provider.
  • Over 500,000 people have already trusted us to take care of their funeral arrangements.
  • Registered with the Funeral Planning Authority (FPA) - http://www.funeralplanningauthority.com/
  • The only funeral plan provider recommended by the Society of Allied & Independent Funeral Directors (SAIF) - http://www.saif.org.uk/

Golden Rule No. 3


  • The UK's largest independent funeral plan provider.
  • We work on behalf of over 3,000 independent funeral directors across the UK - more than any other provider.
  • Provide the expertise of independent funeral directors, many of whom have served their local community for generations.
  • You have the option to choose a funeral director in your local area or we can arrange one for you.

Golden Rule No. 4


  • When you take out a plan, you have the reassurance that your money is protected.
  • Depending on how you wish to pay, plan holder funds are either paid into the Golden Charter Trust or to one of the UK's leading life assurance companies.
  • Your payments are protected and are guaranteed to cover the funeral director's services in your plan.
  • Surplus profits are used to increase funds available to the funeral directors to cover any additional costs.

Still like to know more?

There are four great plans to choose from so you can pick the one that best suits your needs. Why not compare what's included in the Base, Standard, Select and Premier plans below.