Golden Charter funeral plans, a simple way to secure peace of mind.
Our pre-paid funeral plans start from only £25.19 per month*
Our funeral plans
As everyone has different needs when it comes to funeral planning, we make sure our plans are as flexible as possible. We have five plans to choose from, so whether you’d like a traditional cremation or burial service, or a no-fuss direct cremation with no service or attendees, you’ll be able to pick the plan that best suits your needs and budget.
Direct Cremation Plan
For those looking for a dignified cremation with no service to attend
{icon:fa-regular fa-building-columns}Cremation only
{icon:fa-regular fa-lock-keyhole}Fully guaranteed cremation costs
{icon:fa-regular fa-coffin}A coffin suitable for cremation
{icon:fa-regular fa-regular fa-hand-holding-heart}Cared for with dignity, respect and professionalism
Pay monthly
from just
£20.77*
Or a one-off
payment of
£1,950.00
Standard Plan
A traditional funeral with a service for family and friends
{icon:fa-regular fa-building-columns}Choice of burial or cremation
{icon:fa-regular fa-users}A traditional funeral service
{icon:fa-regular fa-coffin}A simple coffin
{icon:fa-regular fa-calendar-check}Choice of date & time for the funeral
Pay monthly
from just
£30.56*
Or a one-off
payment of
£3,800.00
Select Plan
A more comprehensive funeral with additional features included
{icon:fa-regular fa-building-columns}Choice of burial or cremation
{icon:fa-regular fa-users}A traditional funeral service
{icon:fa-regular fa-coffin}A high-quality coffin
{icon:fa-regular fa-calendar-check}Choice of date & time for the funeral
{icon:fa-regular fa-car}One limousine
Pay monthly
from just
£33.35*
Or a one-off
payment of
£4,150.00
Want to see everything that's included? Compare our funeral plans in more detail below.
You can also choose to pay in 12 monthly payments at no extra cost. Learn more about payment options
Compare our funeral plans in detail
Compare the features included in each funeral plan, making it easier to compare your options.
| What's included: | Direct Cremation Plan | Standard Plan | Select Plan |
|---|---|---|---|
| Type of funeral | Cremation only | Choice of burial or cremation | Choice of burial or cremation |
| Funeral service for family and friends | No service | A traditional funeral service | A traditional funeral service |
| Collection & transportation of the deceased | Within 25 miles (working hours) | Within 25 miles (working hours) | Within 25 miles (24 hours) |
| All arrangements handled by the funeral director | Yes | Yes | Yes |
| Care of the deceased | Yes | Yes | Yes |
| A hearse to transport the deceased | Not applicable | Yes | Yes |
| Advice on death certification and registration | Yes | Yes | Yes |
| Ability to update your funeral plan | Yes | Yes | Yes |
| Choice of date & time for the funeral | No | Yes | Yes |
| A limousine for family and friends | Not applicable | No limousine | One limousine |
| Family viewing (at a pre-arranged time) | No | Yes | Yes |
| Coffin type | A coffin suitable for cremation | A simple coffin | A high-quality coffin |
| Use of chapel of rest or service room | Not applicable | Yes | Yes |
| Funeral staff provided as required (e.g. pallbearers) | Yes | Yes | Yes |
| Third party costs (e.g. cremation or burial fees) | Fully guaranteed cremation costs | £1,100 allowance towards third party costs | £1,100 allowance towards third party costs |
| Care and return of the ashes | Ashes returned to the family, or scattered in a garden of remembrance | Ashes returned to the family, or scattered in a garden of remembrance | Ashes returned to the family, or scattered in a garden of remembrance |
| Support for loved ones | 24-hour telephone support | 24-hour telephone support | 24-hour telephone support |
| Monthly price from | £20.77 * | £30.56 * | £33.35 * |
| Single payment price | £1,950.00 | £3,800.00 | £4,150.00 |
|
Buy this Direct Cremation Plan plan online
Secure online checkout - quick and simple Learn more about this Direct Cremation Plan plan |
Buy this Standard Plan plan online
Secure online checkout - quick and simple Learn more about this Standard Plan plan |
Buy this Select Plan plan online
Secure online checkout - quick and simple Learn more about this Select Plan plan |
|
Good to know for the future
Life can change, so it makes sense that your funeral plan can change too — giving you flexibility as circumstances evolve.
Update your wishes anytime Just call us to review or update your wishes - we’ll guide you through the options.
Your plan moves with you * If you move home, we can transfer your funeral plan to a local funeral director nearer your new house.
Transfer your plan to a loved one If your plan is fully paid, you can choose to transfer it to a loved one at no extra cost.
Why People choose us
Here are some of the things people value when choosing a Golden Charter funeral plan.
Your payments are protected * Your payments are held securely in the Golden Charter Trust, guaranteeing the funeral director services in your plan can be paid for when needed.
Chosen by over 1 million people * Over 1 million people have already chosen Golden Charter to help plan ahead and reduce uncertainty for their loved ones.
Local funeral directors nationwide * We work with over 2,900 independent funeral directors across the UK, many of them family-run and trusted in their local communities.
Helpful information about our funeral plans
Here you'll find helpful information about what's included in our plans, additional costs to consider, and how to request our free funeral plan brochure.
What's included in our plans:
What's included in our funeral plans?
All of the following features are included in our funeral plans as standard and at no extra cost. Please note, features marked with a * are not included within the Direct Cremation Plan.
Provision of professional services and making all arrangements for the funeral
Advice on the certification and registration of the death and related documentation
The coffin*
Collection and transportation of the deceased to the funeral director's premises within a 25 mile radius (collection time frame is dependent on the plan you choose)
Care of the deceased prior to burial or cremation
Use of chapel of rest or service rooms*
Family viewing at any pre-arranged time (Costs may apply if out-of-hours viewing is required.)*
Arrangement of the funeral service at a local cemetery or crematorium*
Funeral held on a normal weekday, during working hours*
Hearse to local crematorium or cemetery*
Provision of sufficient staff to attend to the coffin as required (e.g. pallbearers)
Built-in allowance towards third party costs (amount dependent on the plan you choose)
24 hour funeral director telephone support for the bereaved
Transportation to the funeral director’s premises if death occurs whilst on holiday in mainland UK
What's not included in our plans:
What's not included in our funeral plans?
The following features are not included in our funeral plans as standard, but you can express your wishes when you purchase and add on as appropriate.
Embalming
Burial plot (our plans don’t include the purchase of a burial plot. Should you choose burial, the plans include an allowance towards the opening of a new or existing grave)
Headstone or memorial
Catering / wake
Medical certificates
Minister or officiant fees
Flowers
Order of service
Newspaper / online notices
What our customers say
Having the reassurance that your funeral will be taken care of according to your wishes is important when you're planning for later life. And we believe it's one of the main reasons why 92% of our customers said they were satisfied or very satisfied with our service and 91% would recommend us to a friend.2
Why choose Golden Charter?
With over 30 years’ experience in the funeral industry, we’re one of the UK’s largest funeral plan providers*, proudly owned by an association of independent funeral directors.
We work with over 2,900 funeral directors across the UK*, each one ready to extend a comforting arm whenever it’s needed. Many of them are family run businesses who hold a trusted place in their local communities. That means you can be certain that your family will receive a truly personal service when it matters most.
Over 900,000 people have chosen to plan ahead with us*, now you can have that peace of mind too.
Got questions? Talk to us!
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