Please note that our Basic Plan will no longer be available from 21st May 2025. Any quotes you receive from 21st April 2025 will only be valid until 23:59 on 20th May 2025. Following this date, a new quote for our Direct Cremation plan can be generated.
If you have any questions please give us a call on 0808 169 4534 (9am to 5pm, Monday to Friday) where one of our friendly, UK-based advisers will be happy to help.
Basic Plan
Our Basic Plan provides a dignified, unattended cremation (also known as a direct cremation) without the ceremony or expense associated with a traditional funeral. This plan is only available for cremation and doesn’t include any kind of funeral service.
£1,785.00
You can also choose to pay in 12 monthly payments at no extra cost, or by monthly instalments
over a longer time from only £19.01 per month. Learn more
Provision of professional services and making all arrangements for the cremation
Care of the deceased prior to cremation
Collection and transportation of the deceased to the funeral director’s premises within a 25 mile radius (within working hours)
Transportation to the funeral director’s premises if death occurs whilst on holiday in mainland UK
£500 allowance towards third party costs
Advice on the certification and registration of the death and related documentation
24 hour funeral director telephone support for the bereaved
A coffin suitable for cremation, selected by the funeral director
What's not included in the Basic Plan?
A list provided to the family of mourners who sent flowers
Choice of date and time of funeral
Family viewing at any pre-arranged time (costs may apply if out-of-hours viewing is required.)
Funeral procession to funeral location (fees and costs of a service at a separate location not included)
Arrangement of the funeral service at a local cemetery or crematorium
Hearse to a local crematorium or cemetery
One limousine
Provision of sufficient staff to attend to the coffin as required (e.g. pallbearers)
Funeral held on a normal weekday, during working hours
Use of chapel of rest or service rooms
Additional information
Other funeral costs you need to think about
Whilst the cost of the funeral director’s services are included in your plan, there are other costs you need to consider if choosing our direct cremation Basic Plan.
Third party costs
All our plans include an allowance towards third party costs. These are costs for essential, non-funeral director services required to carry out a cremation. Funeral directors cannot control these costs and these fees need to be paid at the time of the funeral. These costs are paid by us or by the selected funeral director to other suppliers or professionals to carry out funeral services.
Our built-in third party cost allowance of £500 can be used towards cremation fees only.
The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.
If you'd like to find out more about our funeral plans, please complete the form below and we'll send you our free, no obligation info pack.
If you'd prefer to speak to someone, you can call us free on 0808 169 4534 (9am -5pm, Monday to Friday).
Payment options
We offer three different ways to pay for your Golden Charter funeral plan. You can choose
to pay by single payment, spread the cost with our 12 monthly payment option or pay over
two to 10 years with our instalment payment option*.
1
Single payment option
You can make a one-off single payment of £1,785.00 for immediate cover.
TOTAL COST TO PAY
£1,785.00
2
12 monthly payment option (no extra cost)
If you would prefer to spread the cost, you can pay a deposit from as little as
£49, then 12 monthly payments of
£144.67 at no extra charge. You will be
covered once all payments are made.
TOTAL COST TO PAY
£1,785.00
3
Instalment payment option
For a lower monthly payment, you can pay a deposit from as little as
£49, then spread the cost of your
plan between two and 10 years. An instalment charge is included based on
the term you select and is included in the overall cost of your funeral plan.
This option includes the added benefit of our Golden Charter Pledge,
which ensures that if you die at any time after you have made 12 payments,
the benefit of your plan will be provided, with no further sums to be paid.
Representative Examples
2 years from £76.33
£1,880.92
5 years from £33.18
£2,039.80
10 years from £19.01
£2,330.20
*For the instalment payment option you must be aged under 78 at the start date of your plan
and pay the total cost by your 80th birthday. Please
refer to the
Key Features document
for eligibility of each payment option.
Get in touch if you have any questions, or if you’d prefer to buy your plan over the phone.
Our team of friendly, UK-based advisers are waiting to help you.
