Direct Cremation Plan

Our Direct Cremation provides a dignified, unattended cremation without the ceremony or expense associated with a traditional funeral. This plan is only available for cremation and doesn’t include any kind of funeral service.

£1,885.00

You can also choose to pay in 12 monthly payments at no extra cost, or by monthly instalments over a longer time from only £20.07 per month. Learn more

Buy this plan

Prefer to buy a plan over the phone?

Give us a call on 0808 169 4534 (9am - 5pm, Monday to Friday)

The Direct Cremation Plan in detail

What's included in the Direct Cremation Plan?

  • Fully guaranteed to cover cremation costs

  • All arrangements taken care of by the funeral director, including the date, time and location of the cremation 

  • All preparation and care prior to cremation 

  • Collection and transportation to the funeral director’s premises within 25 miles and during working hours 

  • Removal of pacemakers (if applicable) 

  • A simple coffin suitable for cremation 

  • 24-hour funeral director telephone support for loved ones 

  • Ashes kept in the care of the funeral director prior to return, or they can be scattered in the garden of remembrance 

  • Next of kin will be informed when the cremation will take place, so they can choose to have a quiet moment of reflection or commemoration

Payment options

We offer three different ways to pay for your Golden Charter funeral plan. You can choose to pay by single payment, spread the cost with our 12 monthly payment option or pay over two to 10 years with our instalment payment option*.
1

Single payment option

You can make a one-off single payment of £1,885 for immediate cover.

TOTAL COST TO PAY

£1,885

2

12 monthly payment option (no extra cost)

If you would prefer to spread the cost, you can pay a deposit from as little as £49, then 12 monthly payments of £153.00 at no extra charge. You will be covered once all payments are made.

TOTAL COST TO PAY

£1,885

3

Instalment payment option

For a lower monthly payment, you can pay a deposit from as little as £49, then spread the cost of your plan between two and 10 years. An instalment charge is included based on the term you select and is included in the overall cost of your funeral plan.

This option includes the added benefit of our Golden Charter Pledge, which ensures that if you die at any time after you have made 12 payments, the benefit of your plan will be provided, with no further sums to be paid.

Representative Examples

2 years from £80.70 £1,936.80
5 years from £35.06 £2,103.60
10 years from £20.07 £2,408.40
*For the instalment payment option you must be aged under 78 at the start date of your plan and pay the total cost by your 80th birthday. Please refer to the Key Features document for eligibility of each payment option.

Got questions? Talk to us!

Get in touch if you have any questions, or if you’d prefer to buy your plan over the phone. Our team of friendly, UK-based advisers are waiting to help you.

Give us a call

9am - 5pm, Monday to Friday

0808 169 4534

Send us an email

We’ll always reply within 2 working days

Contact us

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We're rated as excellent on Trustpilot

Our customers rate Golden Charter as excellent, with 4.6 out of 5 based on 2,822 reviews*

*Figures correct as of 1 August 2024