Direct Cremation Myths vs Facts: What You Need to Know
In 2024, one in five funerals in the UK was a direct cremation.¹ That’s a significant rise, and it’s easy to understand why. Simple, dignified and lower cost compared to traditional funeral options,¹ direct cremation gives more people the freedom to choose a farewell that suits their wishes — and their family’s needs.
But as awareness grows, so do questions. Direct cremation is still new to many people, and misconceptions can make it harder to decide if it’s the right option. That’s why we’re here to walk you through the facts — so you can make an informed decision with confidence.
Myth 1: There are always hidden costs in direct cremation funeral plans
Fact: Golden Charter’s Direct Cremation Plan is fully guaranteed
A common concern is whether direct cremation plans come with unexpected fees later on. At Golden Charter Funeral Plans, our Direct Cremation Plan is fully guaranteed — which means everything that’s included is covered, with nothing more to pay when the time comes. That includes cremation fees, transportation, care of the deceased, and the return of ashes to your family.
Myth 2: Direct cremation means my family can’t say goodbye properly
Fact: It gives your family more freedom, not less
Some people believe that a direct cremation means no opportunity to say goodbye — but that’s not the case. While there’s no service at the crematorium, your family can still hold a meaningful send-off in their own time and in a way that feels personal.
That could be a quiet moment in the garden, a memorial at home, or a larger celebration of life weeks or months later. There are no rules — just the freedom to do what’s right for your loved ones.
Myth 3: You won’t know anything until the ashes are returned
Fact: We keep your family informed at every stage
Simplicity doesn’t mean silence. With our plan, your loved ones are told in advance when the cremation will take place. That gives them the chance to mark the moment in a way that matters to them — like lighting a candle, playing a favourite song, or simply taking time to reflect.
Myth 4: Direct cremation is only for people without family or funds
Fact: More and more people choose direct cremation for personal reasons
While it’s true that direct cremation can be a more affordable option, many people choose it for other reasons. Some want a more private farewell. Others prefer to separate the cremation from the gathering, so there’s no pressure to plan everything at once. Whatever your reasons — personal, financial or emotional — direct cremation is a valid and respectful choice.
So, what is direct cremation — really?
Put simply, a direct cremation is a cremation without a traditional funeral service. That means:
- No ceremony at the crematorium
- No procession or hearse
- No mourners in attendance
The cremation happens privately. Afterwards, the ashes can be returned to the family or scattered in a garden of remembrance. Loved ones can then choose to hold a memorial or celebration of life at a time and place that feels right.
Why choose Golden Charter Funeral Plans for your direct cremation plan?
Our Direct Cremation Plan costs £1,885 and includes everything that’s needed - from the collection and transportation of the deceased into the care of a trusted, local funeral director to the return of ashes. It’s arranged in advance, so there are no surprises and no extra costs for your family later on.
More importantly, we’ll support your loved ones with compassion, dignity, and respect — just as we’ve promised. We stay connected to families, keeping them informed every step of the way.
And if you feel that a direct cremation isn’t quite right for you, that’s okay too. We offer a range of traditional funeral plans designed to suit different wishes and needs.
We’re here to help, every step of the way
Choosing a funeral plan can be emotional — but it doesn’t need to be confusing. At Golden Charter Funeral Plans, we’ll treat you fairly, answer your questions clearly, and make sure you have all the information you need.
If you’d like to know more about our fully guaranteed Direct Cremation Plan or get a quote, visit goldencharter.co.uk or speak to one of our friendly team members by calling 0808 169 4534.
If you’ve recently suffered from a bereavement, then our article on different Bereavement Support Organisations may be helpful if you need support.
Because when it matters most, we’re here for you.
¹ Source: SunLife Cost of Dying Report 2025
