Golden Charter funeral plans, a simple way to secure peace of mind.

Our pre-paid funeral plans start from only £25.19 per month*

Our funeral plans

As everyone has different needs when it comes to funeral planning, we make sure our plans are as flexible as possible. We have five plans to choose from, so whether you’d like a traditional cremation or burial service, or a no-fuss direct cremation with no service or attendees, you’ll be able to pick the plan that best suits your needs and budget.

Useful information about our funeral plans

What's in our plans

Here's what's included in our plans:

What's included in our funeral plans?

All of the following features are included in our funeral plans as standard and at no extra cost. Please note, features marked with a * are not included within the Direct Cremation Plan.

  • Provision of professional services and making all arrangements for the funeral

  • Advice on the certification and registration of the death and related documentation

  • The coffin*

  • Collection and transportation of the deceased to the funeral director's premises within a 25 mile radius (collection time frame is dependent on the plan you choose)

  • Care of the deceased prior to burial or cremation

  • Use of chapel of rest or service rooms*

  • Family viewing at any pre-arranged time (Costs may apply if out-of-hours viewing is required.)*

  • Arrangement of the funeral service at a local cemetery or crematorium*

  • Funeral held on a normal weekday, during working hours*

  • Hearse to local crematorium or cemetery*

  • Provision of sufficient staff to attend to the coffin as required (e.g. pallbearers)

  • Built-in allowance towards third party costs (amount dependent on the plan you choose)

  • 24 hour funeral director telephone support for the bereaved

  • Transportation to the funeral director’s premises if death occurs whilst on holiday in mainland UK

Here's what's not included in our plans:

What's not included in our funeral plans?

The following features are not included in our funeral plans as standard, but you can express your wishes when you purchase and add on as appropriate.

  • Embalming

  • Burial plot (our plans don’t include the purchase of a burial plot. Should you choose burial, the plans include an allowance towards the opening of a new or existing grave)

  • Headstone or memorial

  • Catering / wake

  • Medical certificates

  • Minister or officiant fees

  • Flowers

  • Order of service

  • Newspaper / online notices

Third party costs

This plan includes an allowance towards third party costs. These are costs for essential, non-funeral director services required to carry out a cremation or burial. Funeral directors cannot control these costs and these fees need to be paid at the time of the funeral. These costs are paid by us or by the selected funeral director to other suppliers or professionals to carry out funeral services.

The built-in allowance will not be used towards certain third party costs such as doctor’s fees (if applicable) or the purchase of the burial plot.

The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

Please refer to our Key Features and Terms & Conditions (PDF) document for more information.

What our customers say

Having the reassurance that your funeral will be taken care of according to your wishes is important when you're planning for later life. And we believe it's one of the main reasons why 92% of our customers said they were satisfied or very satisfied with our service and 91% would recommend us to a friend.2

Why choose Golden Charter?

With over 30 years’ experience in the funeral industry, we’re one of the UK’s largest funeral plan providers*, proudly owned by an association of independent funeral directors.

We work with over 2,900 funeral directors across the UK*, each one ready to extend a comforting arm whenever it’s needed.  Many of them are family run businesses who hold a trusted place in their local communities. That means you can be certain that your family will receive a truly personal service when it matters most.

Over 900,000 people have chosen to plan ahead with us*, now you can have that peace of mind too. 

Got questions? Talk to us!

Get in touch if you have any questions, or if you’d prefer to buy your plan over the phone. Our team of friendly, UK-based advisers are waiting to help you.

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9am - 5pm, Monday to Friday

0808 169 4534

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