Golden Charter - Smart Planning for Later Life
Golden Charter

Choose the perfect plan

There are four Golden Charter Funeral Plans to choose from so you can pick the one that best suits your needs. Whichever plan you choose all cover the funeral director’s own services included in the plan for either a cremation or burial. 

What funeral costs do I need to cover?

 

Whilst the cost of the funeral director's services are included in your plan, there are other costs you need to consider. 

 

These are the costs for essential services - including burial or cremation fees, and the minister or officiant’s fee. The funeral director cannot control these costs, and these fees need to be paid at the time of the funeral.

 

The Value Plan includes an £800 allowance for third party costs. The Standard, Select and Premier Plans include a £1,100 allowance. The Value Plan allowance is lower because the choice of date and time of the funeral is restricted.

 

The value of the third party cost allowance included in your plan will grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allocance when you buy your plan, or if the costs increase by more than the growth of your plan.

 

Third party costs guarantee

 

If you choose cremation and pay for your plan by the single payment or 12 monthly payment options, for an additonal £200 you can choose to guarantee that third party costs will be covered if you die within five years from when your plan is fully paid. If you die after the specified guaranteed period, your additional payment of £200 will be transferred into your third party costs allowance. 

 

This guarantee is not available for burials. Please refer to the Key Features document for more information. 

 

Please note: Our plans don’t include the purchase of a burial plot. Should you choose burial the plans include an allowance towards the opening of a new or existing grave. The purchase of a grave and any monumental work would need to be arranged separately.

*Costs may apply if out-of-hours viewing is required

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What every plan includes:

  • Provision of professional services and making all arrangements for the funeral

  • Advice on the certification and registration of the death and related documentation

  • The coffin (coffin type is dependent on the plan you choose)

  • Collection and transportation of the deceased to the FD premises within a 25 mile radius (collection time frame is dependent on the plan you choose)

  • Care of the deceased prior to the burial or cremation (excluding embalming)

  • Use of chapel of rest or service rooms

  • Family viewing at any pre-arranged time*

  • The funeral service at a local cemetery or crematorium

  • Funeral held on a normal weekday, during working hours

  • Hearse to local crematorium or cemetery

  • Provision of sufficient staff to attend to the coffin as required

  • Allowance towards third party costs (amount dependent on the plan you choose)

  • 24 hour funeral director telephone support for the bereaved

  • Transportation to the funeral director's premises if death occurs whilst on holiday in mainland UK

Compare Funeral Plans and buy online

Everyone has different needs – and we provide a range of funeral plans designed to meet your requirements at a price you can afford.

 

Single payment option

The coffin

Transportation of the deceased to the funeral director’s premises within 25 miles

Choice of time and date of the funeral

Funeral procession to funeral location (fees and costs of a service at a separate location not included)

Limousines

An allowance included for third party costs

A list provided to the family of mourners who sent flowers

 
Value
More info

Single payment option

£2,895

The coffin

Basic

Transportation of the deceased to the funeral director’s premises within 25 miles

During working hours

Choice of time and date of the funeral

 

Funeral procession to funeral location (fees and costs of a service at a separate location not included)

 

Limousines

 

An allowance included for third party costs

£800

A list provided to the family of mourners who sent flowers

 
Standard
More info

Single payment option

£3,495

The coffin

Simple

Transportation of the deceased to the funeral director’s premises within 25 miles

During working hours

Choice of time and date of the funeral

 

Funeral procession to funeral location (fees and costs of a service at a separate location not included)

 

Limousines

 

An allowance included for third party costs

£1,100

A list provided to the family of mourners who sent flowers

 
Select
More info

Single payment option

£3,850

The coffin

High quality

Transportation of the deceased to the funeral director’s premises within 25 miles

24 hours

Choice of time and date of the funeral

 

Funeral procession to funeral location (fees and costs of a service at a separate location not included)

 

Limousines

One

An allowance included for third party costs

£1,100

A list provided to the family of mourners who sent flowers

 
Premier
More Info

Single payment option

£4,099

The coffin

Superior

Transportation of the deceased to the funeral director’s premises within 25 miles

24 hours

Choice of time and date of the funeral

 

Funeral procession to funeral location (fees and costs of a service at a separate location not included)

 

Limousines

Two

An allowance included for third party costs

£1,100

A list provided to the family of mourners who sent flowers

 

Compare Funeral Plans and buy online

Everyone has different needs – and we provide a range of funeral plans designed to meet your requirements at a price you can afford.

Compare our ways to pay 

We offer a range of ways to pay for your funeral plan. See below for a quick comparison on the options available where you can pay in full or spread the cost with no additional charge.

 

Pay in full with one single payment for immediate cover.

£49 deposit then 12 monthly payments. Covered at end of term.

 
Value
More info

Pay in full with one single payment for immediate cover.

£2,895

£49 deposit then 12 monthly payments. Covered at end of term.

£237.17 per month

Standard
More info

Pay in full with one single payment for immediate cover.

£3,495

£49 deposit then 12 monthly payments. Covered at end of term.

£287.17 per month

Select
More info

Pay in full with one single payment for immediate cover.

£3,850

£49 deposit then 12 monthly payments. Covered at end of term.

£316.75 per month

Premier
More info

Pay in full with one single payment for immediate cover.

£4,099

£49 deposit then 12 monthly payments. Covered at end of term.

£337.50 per month

Compare our ways to pay 

We offer a range of ways to pay for your funeral plan. See below for a quick comparison on the options available where you can pay in full or spread the cost with no additional charge.

Our Low Cost Instalment payment option

Spread the cost over a period of between 2 and 30 years, depending on your current age. Additional charges apply, you must be 78 or younger to select this option and no older than 80 at the end of your chosen payment term. You are fully covered at the end of your payment term.

 

30 years

20 years

10 years

5 years

2 years

Value
More info

30 years

from £13.59

20 years

from £17.25

10 years

from £28.81

5 years

from £52.41

2 years

from £123.59

Standard
More info

30 years

from £16.45

20 years

from £20.88

10 years

from £34.89

5 years

from £63.46

2 years

from £149.64

Select
More info

30 years

from £18.15

20 years

from £23.03

10 years

from £38.48

5 years

from £70.00

2 years

from £165.06

Premier
More info

30 years

from £19.34

20 years

from £24.54

10 years

from £41.00

5 years

from £74.59

2 years

from £175.87

Our Low Cost Instalment payment option

Spread the cost over a period of between 2 and 30 years, depending on your current age. Additional charges apply, you must be 78 or younger to select this option and no older than 80 at the end of your chosen payment term. You are fully covered at the end of your payment term.

Golden Charter
Golden Charter

We're here to help

Everyone has questions. In this section we try to answer questions about our products, services and the way you can buy and pay. If you have any other questions, don’t hesitate to get in touch. 

Why Golden Charter is your trusted partner

With over 25 years' experience in helping people take care of their funeral arrangements, talk to Golden Charter when you're planning ahead and considering various options.