Skip to content

Campaign page: Free Brochure

Give your family the gift of peace of mind.

Help protect your loved ones from the worry and expense of your funeral with a Golden Charter funeral plan. Pay for your funeral plan monthly from £13.59.*

From 29 July 2022, the funeral plan market will become regulated by the Financial Conduct Authority (FCA). You may have seen some recent media coverage around this. Click here for a message from us on FCA regulation.

Header Hero Image

By completing this form, I agree to Golden Charter responding to my enquiry using the details I have provided below:

Please enter your contact information:

Where should we send your free info pack ?

Would you also like to download a copy of our info pack?

Balloon image for 4534

Why choose Golden Charter?

When you take out a funeral plan with Golden Charter, you have the reassurance that comes with choosing one of the UK’s largest funeral plan providers, proudly owned by local, independent funeral directors.

Stay close to home

We are owned by the people who understand your needs best - independent funeral directors and almost 3,000 funeral directors accept Golden Charter plans. What’s more, we have a wider network of funeral director branches than Co-op*.


Your family will receive a genuinely personal service when it really matters. Choose the plan you want and pay for the funeral director’s services included in your plan at today’s prices.

Your payments are protected

When you take out a plan, rest assured your payments are protected. Depending on how you wish to pay, plan holder funds are either paid into the Golden Charter Trust or to one of the UK’s leading life assurance companies.

Grandad and dog next to tree

What our customers say

Having the reassurance that everything will be taken care of according to your wishes is important when you're planning for later life. We believe it's one of the main reasons why 94% of our customers said they were satisfied or very satisfied with our service.* Find out more about what our customers are saying on Trustpilot.

Your Funeral. Your Way. With Golden Charter.

As our plan holders often tell us, knowing that your funeral arrangements are taken care of can be a big weight off your mind. A funeral plan lets you fix the cost of the funeral director's services in the plan at today's prices. No matter how much prices rise in the future, once your plan is paid for*, you'll have the reassurance of knowing there'll be nothing more to pay for these services guaranteed.

When the time comes, one phone call to the chosen funeral director is all that’s needed to activate the plan. Everything will then be taken care of, and carried out according to your wishes, helping to relieve your family of stress and financial worry.

What's included with our funeral plans?

All of the following features are included within our funeral plans as standard and at no extra cost. Please note, features marked a * are not included within the Basic Plan.

  • Provision of professional services and making all arrangements for the funeral

  • Advice on the certification and registration of the death and related documentation

  • The coffin* (coffin type is dependent on the plan you choose)

  • Collection and transportation of the deceased to the funeral director premises within a 25 mile radius (collection time frame is dependent on chosen Plan)

  • Care of the deceased prior to burial or cremation

  • Use of chapel of rest or service rooms*

  • Family viewing at any pre-arranged time* (costs may apply for our of hours viewing)

  • Arrangement of the funeral service at a local cemetery or crematorium*

  • Funeral held on a weekday, during working hours*

  • Hearse to local crematorium or cemetery*

  • Pallbearers*

  • Allowance towards third-party costs (amount dependent on chosen Plan)

  • 24-hour funeral director telephone support for loved ones

  • Transportation to the funeral director's premises if death occurs whilst on holiday in mainland UK

What's not included with our funeral plans?

The following features are not included within the cost of your plan, but you can express your wishes when you purchase. Your funeral director can help your loved ones organise these at the time of the funeral.

  • Embalming

  • Burial plot

  • Headstone or Memorial

  • Catering/Wake

  • Medical Certificates

  • Minister or Officiant fees

  • Flowers

  • Order of service

  • Newspaper/Online notices

Our funeral plans

We offer a range of different pre-paid funeral plans

* The pay monthly prices are representative based on a 50 year old paying by Low-Cost Instalments with a £49 deposit over a period of 30 years.

** The pay monthly price of our Basic Plan is based on a 50 year old paying by Low-Cost Instalments with a £49 deposit over 10 years.

Compare payment options

We offer a range of ways to pay for your funeral plan. See below for a quick comparison on the options available where you can pay in full or spread the cost with no additional charge. You are fully covered at the end of your payment term. For more information on each of our payment options, view our Key Features here.

Basic Plan Value Plan Standard Plan Select Plan Premier Plan
Pay in full with one single payment for immediate cover. £1,749 £2,895 £3,495 £3,850 £4,099
£49 deposit then 12 monthly payments*. £141.66 p/m £237.17 p/m £287.17 p/m £316.75 p/m £337.50 p/m

* Covered at end of term. Your final monthly payment may vary slightly from the figures above.

Compare our funeral plans

Low Cost Instalment Option

Spread the cost over a period of between two and 30 years, depending on your current age. Additional charges apply (a 4% instalment charge is included within the monthly payments), you must be 78 or younger to select this option and no older than 80 at the end of your chosen payment term. You are covered at the end of your payment term.

All monthly prices outlined below are based on a £49 deposit.

Example Terms (in years)
30 20 10 5 2
Basic Plan Monthly n/a n/a £17.21 £31.31 £73.82
Total n/a n/a £2,114.20 £1,927.60 £1,820.68
Value Plan Monthly £13.59 £17.25 £28.81 £52.41 £123.59
Total £4,149.40 £4,189.00 £3,506.20 £3,193.60 £3,105.16
Standard Plan Monthly £16.45 £20.88 £34.89 £53.46 £149.64
Total £5,871.00 £5,060.20 £4,235.80 £3,856.60 £3,640.36
Select Plan Monthly £18.15 £23.03 £38.48 £70.00 £165.06
Total £6,583.00 £5,869.84 £4,666.60 £4,249.00 £4,010.44
Premier Plan Monthly £19.35 £24.54 £41.00 £75.59 £175.87
Total £7,011.40 £5,938.60 £4,969.00 £4,524.40 £4,269.88

Your final monthly payment may vary slightly from the figures above.

Compare our funeral plans

Fixed monthly payment option

We also offer a fixed monthly payment option where you pay a fixed monthly amount by Direct Debit, based on your age at time of application and choice of funeral plan, which is payable for life or until the age of 90.

The fixed monthly payment option is only available when you take out your plan over the phone.

For more information, please call us on 0808 169 4534.

Compare our funeral plans

How it works

  • Pay a fixed monthly payment by Direct Debit based on your age (at time of application) and choice of funeral plan.

  • Payable for life or until the age of 90

  • This option is available if you are aged 50 to 80 and a UK resident

  • Your payments will be paid to a UK life assurance company and managed by them

  • The funeral director's services included in your plan are covered fully after two years' consecutive payments.

  • The total payable could potentially be higher than the cost of your funeral plan