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They say that the only things you can be certain of in life are death and taxes. But despite this, thousands of people across the UK still don't have a funeral plan in place. Planning a funeral is a complicated process, which is made even more difficult by the emotional stress that accompanies the death of a loved one.

Fortunately, many of the arrangements can be made ahead of time, which will decrease the burden on those left behind.

Why purchase a pre-paid funeral plan?

Death is a subject no one really wants to think about, much less plan for, but nevertheless, planning ahead for the future could really help to ease the emotional and financial burden on loved ones at what will inevitably be a distressing time.

Golden Charter offers a range of funeral plans which provide an easy way to organise your arrangements. Click here to find out more information about Golden Charter's services.

Protection against rising funeral costs According to the latest SunLife Cost of Dying Report, the total cost of dying (including death-related costs such as probate, headstones and flowers, in addition to the basic cost of a funeral) in the UK has soared by 10.6 per cent to £8,427 - one of the fastest increases in the report's history. And this is only expected to grow.

What is a pre-paid funeral plan?

In order to offset the rising cost, Britons are being urged to take advantage of pre-paid funeral plans at today's prices. Effectively freezing the price of the funeral director's services included in the plan for the plan holder on the day of purchase, a pre-paid funeral plan is arguably one of the most sensible purchases that someone will ever make. Not only does it reassure people that they will get the funeral that they want, but it will almost certainly save their family money too.

Funeral plans save money and provide peace of mind, but it's strongly advisable to buy a plan from a company that is registered with the Funeral Planning Authority, to help you decide what's best for your money and your family.

With a funeral plan from Golden Charter, you are guaranteed a reliable and trustworthy independent funeral director who will carry out your funeral with the utmost respect, care and professionalism. To receive a FREE Golden Charter brochure, please click here.

Why choose Golden Charter?

With more than 20 years' experience, Golden Charter is the UK's largest provider of funeral plans - which means we are perfectly placed to offer expert advice on a pre-paid plan to suit you. We work with over 3,300 independent funeral directors from across the country.

Moreover, Golden Charter is 100% owned by SAIFCharter, which represents around 1,200 of these independent funeral directors' branches.

We help to support independent funeral directors throughout the UK by securing their share of future funerals and enabling them to challenge the large corporate providers.

Simply put, it allows us to understand what you want and need from a funeral plan. After all, who knows best about planning funerals than funeral directors themselves? All of our plans offer complete peace of mind that the costs within the direct control of your funeral director are covered, which avoids burdening family members with much of the financial worries a death can so often bring.

Registered with the Funeral Planning Authority (FPA), Golden Charter has helped over 475,000 people in the UK take care of their funeral arrangements.

With a range of plans and flexible payment options that deliver peace of mind for you and your family, you select how you wish to pay for your plan and, depending on your choice, your money is paid either into the Golden Charter Trust or to one of the UK's leading life assurance companies. As market leaders in funeral planning, we also offer a range of legal services and products including Asset Protection, pre-paid Probate, Will Writing and Powers of Attorney.

To find out more about Golden Charter's service click here for a FREE brochure. *SunLife Cost of Dying Report 2014

Golden Charter

Smart Planning for Later Life

Golden Charter has one of the largest networks of independent funeral directors in the UK. Many are long-standing, family-run businesses and all provide a compassionate and professional service.

Find out more about how you can plan for your funeral with one of the funeral directors in our network.